Many people never consider buying any form of travel insurance and many just figure it is an unjustified expense. Young people subconsciously feel they are invulnerable, but a lot of older people realize that they or their close relatives are living a more fragile existence and that the chances of some health crisis popping up are greatly increased, so they do consider getting insurance, in case they need to cancel their trip.

But there is one type of travel insurance that is increasingly becoming more important in this day and age....

People go to Patagonia for different reasons - some want to trek in Torres del Paine or Glaciares Park, some want to experience it's vast open vistas, others want to see wildlife. So, when is the best time to go?